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Indian equities, especially large-cap stocks and index funds, have historically outpaced inflation over the long term. Regular SIPs in mutual funds can help your money grow faster than rising prices.
Gold is a traditional Indian hedge against inflation. You can invest in Sovereign Gold Bonds, Gold ETFs, or gold mutual funds to protect your wealth when prices rise.
RBI’s Inflation Indexed Bonds (IIBs) increase payouts as inflation rises, keeping your returns in line with cost of living. They are a safe option for conservative investors.
Property values and rental income usually increase with inflation. Investing in real estate or REITs can provide both appreciation and steady cash flow.
Don’t rely on just one investment. Spread your money across stocks, gold, real estate, and bonds. This balances risk and helps your portfolio stay strong during inflation.
Choose Indian companies with a history of growing dividends, especially in sectors like FMCG or healthcare. Their rising payouts help your income keep pace with inflation.
Short-term bonds and debt mutual funds are less affected by rising interest rates. They offer better flexibility and can be a safer place for your money during high inflation.
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