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Laid off and unsure what to do next? You’re not alone. Job loss can shake up your routine and your bank balance. But take a breath—you’re not out of the game. This guide has easy money moves to help you bounce back smartly.
First, check your current financial reality. Look at your bank balance, savings, FDs, digital wallets—whatever you’ve got. This will help you understand how long you can manage and what changes you need to make.
Time to pause those non-essential expenses. Skip impulse buys, food delivery, and unused subscriptions for a while. Think of it as a short-term detox for your wallet—not forever, just for now.
Don’t walk away without checking what’s due. Final salary? Unused leave? Severance pay? Ask about it. Also, see if your company health insurance covers you for a few more weeks. Every rupee counts.
You may be jobless, but you’re not skill-less. Try freelancing, content creation, tutoring, or part-time gigs. Even small projects can bring in steady money and build your confidence.
List your must-pay expenses: rent, bills, groceries, EMIs. Cut out the extras. It’s not about deprivation—it’s about making your money last till you land your next gig.
If your job’s gone, your company health cover might be too. Get a basic health insurance plan—it doesn’t have to be fancy. Medical bills are budget killers, so stay covered.
This could be your glow-up era. Take free or low-cost courses, update your resume. The layoff may sting now—but it could be the start of something better.
(Images Credit: Gemini AI)
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